Latest Personal Loan Offers: photo credit: AmandaLouise With banks constricting their lending opportunities for borrowers these past months, The New York Post’s video about the benefits of person-to-person lending is a short but incisive analysis of the credit program. The concept is simple: financial intermediaries are eliminated but the firm manages to match borrowers and [...]
Posts Tagged ‘Person-to-person lending’
P2P Lending – Prospect For the Crunched Buyer?
February 6th, 2010 
davidguide 
Posted in P2P Loans 
Tags: Business, Financial services, Interest rate, Lending Club Borrowers, Loan, New York Post, Person-to-person lending, United States 
Comments OffPeer to Peer Lending – Are You Looking to Start a Business
October 22nd, 2009 davidguide photo credit: juhansonin Starting a business is an overwhelming thought. One of the first things to consider is the funding you will need to get off the ground. In the past, you would need to either find investors, an angel investor, or attempt to get a business loan. Today, peer to peer lending is a [...]
Posted in Peer To Peer Loans Tags: Angel investor, Business, Funds, Investment, Loan, Person-to-person lending, Prosper, Small business Comments OffPerson-To-Person Loans – You Can Earn Better Returns
October 12th, 2009 davidguide photo credit: wsilver Person-to-Person lending (also known as Peer-to-Peer or P2P) is fast becoming an attractive way for borrowers and lenders to connect directly. It is like the EBay of the banking world. In the past, you would deposit your funds at the bank and depending on the amount and term, the bank would pay [...]
Posted in How it Works Tags: Business, Financial services, Lending Club Borrowers, Loan, Peer-to-peer, Person-to-person lending, Prosper Marketplace, Zopa Comments OffIt’s Like E-Bay for Loans
October 2nd, 2009 davidguide photo credit: A6U571N Imagine making money like E-Bay, but in the world of loans. Two years ago, if you lent me money with principal and interest from a family member or friend I would’ve said you are “crazy”! But today there is such an opportunity to get a loan from people who want to lend [...]
Posted in Borrowers, Credit Cards, How it Works, Loans, P2P Loans, Peer To Peer Loans Tags: Borrower, Business, Credit, Financial services, Funds, Loan, Person-to-person lending, Prosper Marketplace Comments OffPeer to Peer Lending – Discretionary Investing
September 4th, 2009 davidguide photo credit: epicharmus Peer to peer lending is often considered riskier than other forms of investment. Looking at peer to peer lending sites like Lending Club, they state the risk of investment is at your own risk and if you are not able to loss your money don’t invest. This is stated on their prospectus [...]
Posted in Investing, Loans Tags: Business, Credit card, Investment, Lending Club Borrowers, Loan, Mortgage, Person-to-person lending, Unsecured loan Comments OffWhat is Peer to Peer Lending?
March 8th, 2009 davidguide photo credit: ericskiff If you have heard the term peer to peer lending or social lending or have never heard it before, the process is growing in popularity day by day. It definition is implicit in the name peer to peer lending and it is the process of individuals lending money to each other. It [...]
Posted in Borrowers, How it Works, Investing, Loans Tags: Bank, Borrower, Business, Credit, Financial services, Loan, Mortgage, Person-to-person lending Comments OffPeer 2 Peer Lending – Cutting Out The Middle Man
March 8th, 2009 davidguide photo credit: karpov the wrecked train In the past getting a loan used to be a pretty intimidating process, getting dressed in your Sunday best, looking your best and venturing into town to the bank for a date with the Bank Manager. Once there you used to have to throw yourself at the mercy of [...]
Posted in Borrowers, Business Loans, How it Works, Investing, Loans, P2P Loans, Peer To Peer Loans Tags: Business, Credit history, Financial services, Lending Club Borrowers, Loan, Person-to-person lending, Prosper, Unsecured loan Comments OffPeer to Peer Lending – How Interest Rates Are Set by Lending Club
March 8th, 2009 davidguide photo credit: norrelb With any investment or loan there needs to be an interest rate charged. Lending Club uses a formula that takes into account several factors, but it really begins with the assigning of a loan grade. The first step in getting any peer to peer loan on Lending Club is borrowers must apply [...]
Posted in Borrowers, Business Loans, How it Works, Investing, Loans Tags: Business, Credit risk, Interest rate, Investing, Lending Club Borrowers, Loan, Peer-to-peer, Person-to-person lending Comments OffAlternative Types of Business Loans
March 6th, 2009 davidguide photo credit: karpov the wrecked train As the credit crunch continues, more and more business owners and entrepreneurs are turning to less traditional methods of business financing. Usually, the requirements for receiving these non-traditional business loans are not as strict as bank requirements, even during times of a booming economy. Now, as people who would [...]
Posted in Peer To Peer Loans Tags: Business, Credit card, Financial services, Interest rate, Loan, Payday loan, Person-to-person lending, Small business Comments OffPeer to Peer Lending – Emerging Industry
March 6th, 2009 davidguide photo credit: The Digital Movement For individuals seeking a loan for the reasons of debt consolidation, auto loan, student loan, small business loan or any other personal loan, there is a new option of funding through peer to peer lending. This option is relativity new and has become a completely separate industry. It is growing [...]
Posted in Peer To Peer Loans Tags: Business, Credit, Credit card, Financial services, Lending Club Borrowers, Loan, Peer-to-peer, Person-to-person lending Comments Off