Latest Personal Loan Offers: photo credit: epicharmus Peer to peer lending is often considered riskier than other forms of investment. Looking at peer to peer lending sites like Lending Club, they state the risk of investment is at your own risk and if you are not able to loss your money don’t invest. This is [...]
Archive for the ‘Investing’ Category
Peer to Peer Lending – Discretionary Investing
September 4th, 2009 
davidguide 
Posted in Investing, Loans 
Tags: Business, Credit card, Investment, Lending Club Borrowers, Loan, Mortgage, Person-to-person lending, Unsecured loan 
Comments OffWhat is Peer to Peer Lending?
March 8th, 2009 davidguide photo credit: ericskiff If you have heard the term peer to peer lending or social lending or have never heard it before, the process is growing in popularity day by day. It definition is implicit in the name peer to peer lending and it is the process of individuals lending money to each other. It [...]
Posted in Borrowers, How it Works, Investing, Loans Tags: Bank, Borrower, Business, Credit, Financial services, Loan, Mortgage, Person-to-person lending Comments OffPeer 2 Peer Lending – Cutting Out The Middle Man
March 8th, 2009 davidguide photo credit: karpov the wrecked train In the past getting a loan used to be a pretty intimidating process, getting dressed in your Sunday best, looking your best and venturing into town to the bank for a date with the Bank Manager. Once there you used to have to throw yourself at the mercy of [...]
Posted in Borrowers, Business Loans, How it Works, Investing, Loans, P2P Loans, Peer To Peer Loans Tags: Business, Credit history, Financial services, Lending Club Borrowers, Loan, Person-to-person lending, Prosper, Unsecured loan Comments OffPeer to Peer Lending – How Interest Rates Are Set by Lending Club
March 8th, 2009 davidguide photo credit: norrelb With any investment or loan there needs to be an interest rate charged. Lending Club uses a formula that takes into account several factors, but it really begins with the assigning of a loan grade. The first step in getting any peer to peer loan on Lending Club is borrowers must apply [...]
Posted in Borrowers, Business Loans, How it Works, Investing, Loans Tags: Business, Credit risk, Interest rate, Investing, Lending Club Borrowers, Loan, Peer-to-peer, Person-to-person lending Comments Off