photo credit: lumaxart

There are many ways to protect yourself if you are seeking a commercial loan or a refinance loan.
First, do some research online about both a commercial loan and a refinance loan. Find out your mortgage options, and also check and copy your credit report so you will be more prepared to negotiate [...]

photo credit: justgrimes
There is a tendency for people to think when bad news about the economy strikes the worst thing they could do is attempt to start a small business. This could not be farther from the truth. There is no such thing as a bad time to start a business, provided you go [...]

photo credit: ItzaFineDay
Does your current business need a facelift? You may need to purchase new, updated equipment, do remodeling, add an addition, purchasing new fixtures for your business. Maybe you wish to start offering new services that will require you to hire additional employees. Perhaps you need to retrain your current staff to offer [...]

photo credit: Miss Gong & The Flickers
How many times have you wished there were some sort of magic trick that would grant you instant approval on that loan you so badly need? Being denied over and over again is extremely frustrating and can really bring a person’s confidence down. And what is more, putting [...]

Are you aware that only 10% of the businesses that apply for a business loan get a get approved? I understand that things are tight and banks aren’t lending money like they use to, but this is crazy. What are these business owners supposed to do if they need money?
It used to be pretty simple [...]

A line of credit in business provides accessibility to funds as needed, up to a predetermined limit. Versatility is the primary benefit of a line of credit. You do not pay interest until the line is drawn on, making it fantastic for emergencies, as when you require them, funds are always available. This can be [...]

photo credit: karpov the wrecked train
In the past getting a loan used to be a pretty intimidating process, getting dressed in your Sunday best, looking your best and venturing into town to the bank for a date with the Bank Manager. Once there you used to have to throw yourself at the mercy of [...]

photo credit: norrelb
With any investment or loan there needs to be an interest rate charged. Lending Club uses a formula that takes into account several factors, but it really begins with the assigning of a loan grade.
The first step in getting any peer to peer loan on Lending Club is borrowers must apply for [...]

photo credit: tristanbrand

The word is out that the new stimulus bill (American Recovery and Reinvestment Act of 2009) has a special provision creating a Federal government secondary market for SBA guaranteed loans. If you are a small business owner, will this loosen up my lender purse strings and allow some money to trickle down [...]